Why borrow from NZFCU?
Our interest rates are very low in comparison to most other personal lenders.
Unsecured or Secured Loans
Borrow for any purpose – debt consolidation, motor vehicle purchase, holiday, home improvements – anything.
Types of Loans
Standards Loans - Up to $5,000
10% Savings required to be held (restricted) in Loan Provider account
10% Savings as above plus additional tangible security cover as agreed.
Instant Loans - Any amount
100% cover by savings as held (restricted) in Loan Provider account.
Loans - secured by Mortgage
Registered first mortgage only
Conditions will apply
Loan Application Form (updated Feb 2017)
Loan Agreement General Terms