Why borrow from NZFCU?

Our interest rates are very low in comparison to most other personal lenders.

Unsecured or Secured Loans

Borrow for any purpose – debt consolidation, motor vehicle purchase, holiday, home improvements – anything.

Types of Loans

Standards Loans - Up to $5,000

10% Savings required to be held (restricted) in Loan Provider account

Over $5,000-00

10% Savings as above plus additional tangible security cover as agreed.

Instant Loans - Any amount

100% cover by savings as held (restricted) in Loan Provider account.

Loans - secured by Mortgage

Registered first mortgage only

Conditions will apply


Loan Application Form (updated Feb 2017)


Loan Agreement


Loan Agreement General Terms


Contact Us for further detailed information.

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