Loans

Why borrow from NZFCU?

Our interest rates are very low in comparison to most other personal lenders.

Unsecured or Secured Loans

Borrow for any purpose – debt consolidation, motor vehicle purchase, holiday, home improvements – anything.

Types of Loans

Standards Loans - Up to $5,000

10% Savings required to be held (restricted) in Loan Provider account

Over $5,000-00

10% Savings as above plus additional tangible security cover as agreed.

Instant Loans - Any amount

100% cover by savings as held (restricted) in Loan Provider account.

Loans - secured by Mortgage

Registered first mortgage only

Conditions will apply

 

Loan Application Form (updated Feb 2017)

PDF

Loan Agreement

PDF

Loan Agreement General Terms

PDF

Contact Us for further detailed information.

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