Fees & Charges

AccessDebit Card & Accesscard Fees

New or Replacement Card Fee

Admin Fee

$10 per card

Free

Transaction Fees

ATM Charges New Zealand

- Cash Withdrawal other Credit Union network

- Cash Withdrawal other bank

-Enquiries and Declines other Credit Union Network 

-Enquiries and Declines other Banks   Network 

 

 

$1.50

$1.50


$1.50


$1.50

EFTPOS Charges

PaypassTM Transactions Tap & Go

 

$0.25 (included in EFTPOS charge)

Overseas - additional charges

- ATM Overseas cash withdrawal

- ATM Balance Enquiry

- ATM Declined Transaction

- Foreign Currency fee

- EFTPOS Transactions

 

$5.00 per transaction

$0.80 per transaction

$0.80 per transaction

2.25% of the $NZ transaction charge

$0.80 included in EFTPOS charges

Service Charges

  -Online and over the telephone

Courier / Freight charges

Voucher Search charges

Government Duties or Taxes

Merchant Fees

 

 

$5.00

$50.00

As charged

As charged

AccessTxt Fee

All Text balances

$0.70 each message

Inoperative Account Fee

Accounts with balances under $100 and inoperative for 1 year or more
(except for interest/dividend payments)

$4.00 per month

Loan Application Fees

Standard Loans

 

Application Fee

$ 0 - $ 4,999

 

$ 100.00

$ 5,000 - $19,000

 

$ 150.00

$20,000 - over

 

$250.00

 

Maximum (on merit)

up to

$250.00

Loans secured by Mortgage

up to

$250.00 maximum

Loans Restructured

up to

$50.00 maximum

Instant Loans

 

 

Any amount

 

Nil

Personal Property Security Register (PPSR) Registration

Registration

$23.00

Bad Debt Collection Fees

All charges/ costs as claimed by Collection Agency to be included in the debt being collected.

Entrance Fee

New Members Fee

$1.00

Direct Debit Dishonours

Direct Debit Dishonours

$10.00

Internet Banking Fees

Whole of Pay

Free

All Other Registered Members

$2.00 per month

Factor 2 (Reset)

$5.00

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