Fees & Charges
Accesscard Fees
|
Free Transactions |
5 EFTPOS value transactions per month |
|
ATM Transactions |
$2.00 per transaction (value or non value) |
|
EFTPOS Transactions |
$0.35 per transaction (first 5 value transactions per month are free) |
|
Application Fee & PIN Fee |
$5.00 |
|
Overseas Transactions |
Overseas interchange fees are charged |
AccessTxt Fee
|
All Text balances |
$0.70 each message |
Inoperative Account Fee
|
Accounts with balances under $100 and inoperative for 1 year or more |
$4.00 per month |
Loan Application Fees
|
Standard Loans |
|
Application Fee |
|
$ 0 - $ 4,999 |
|
$ 25.00 |
|
$ 5,000 - $ 9,999 |
|
$ 50.00 |
|
$10,000 - $19,999 |
|
$100.00 |
|
$20,000 - over |
|
$150.00 |
|
Maximum (on merit) |
up to |
$250.00 |
|
Loans secured by Mortgage |
up to |
$250.00 maximum |
|
Loans Restructured |
up to |
$50.00 maximum |
|
Instant Loans |
|
|
|
Any amount |
|
Nil |
Personal Property Security Register (PPSR) Registration
|
Registration |
$5.00 |
Bad Debt Collection Fees
All charges/ costs as claimed by Collection Agency to be included in the debt being collected.
Entrance Fee
|
New Members Fee |
$1.00 |
Direct Debit Dishonours
|
Direct Debit Dishonours |
$10.00 |
Internet Banking Fees
|
Whole of Pay |
Free |
|
All Other Registered Members |
$2.00 per month |
|
Factor 2 (Reset) |
$5.00 |